The FHFA is shaking things up by directing Fannie Mae and Freddie Mac to start including digital assets, such as cryptocurrency, in mortgage risk assessments without first converting them to U.S. dollars (source: FHFA, June 2025). This shift may seem minor, but it’s a clear indication that traditional mortgage financing is evolving in today’s digital world.
As these new policies roll out, please reach out to your PRMI loan advisor if you have any questions about your mortgage financing and the assets you can use now and in the future to secure the right mortgage.
