Whether you're buying a home or refinancing, you have a number of choices when it comes to financing. One of those choices involves your loan term. While the overwhelming majority of home buyers and home owners elect to go with the 30-year mortgage... (Read More)

Do you feel like the mortgage industry has a language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At Element... (Read More)

You found a home your family absolutely loves. But you're not the only one who feels that way and now you're in a multiple-offer situation, competing against other home buyers for the same property. What's the best way to make an offer on a home... (Read More)

Most people make mistakes when they purchase their first home. Sometimes they buy in the wrong area, finance incorrectly, or buy a home that’s too small. After a few years as a homeowner, the thrill of a new home wears off, and those mistakes are... (Read More)

Are you looking for a home your children and pets will enjoy? You're not alone. Many people make home-buying decisions on the needs of not only their children, but their pets, too. Surveys show that home buyers with children are looking for homes... (Read More)

Stop for a moment and really think about this one: What are you looking for in your next home? The National Association of Realtors surveyed home buyers nationwide on the home features that are most important to them and found that home buying needs... (Read More)

Do you feel like the mortgage industry has language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At PRMI, we... (Read More)

An FHA loan is a type of mortgage specifically designed to assist low-to-middle income borrowers. FHA loans are particularly attractive with first-time homebuyers because they typically require a lower down payment and most lenders are somewhat... (Read More)

You're ready to buy a home. You have a great job, good credit and you're prepped for the responsibility of homeownership. But what about the down payment? Coming up with enough money to put down on a home can be one of the toughest parts of a home... (Read More)