You've found the home of your dreams, the seller has accepted your offer and your loan application is being processed. When is the best time to "lock" your mortgage rate? And for how long should your lock be effective? If you're buying or building a... (Read More)

Buying your first home? Congratulations! There's a reason they call it "home sweet home." Some of your greatest joys in life will be found within those walls. As you become a homeowner, you'll find yourself contemplating ways to protect your... (Read More)

At PRMI, we know that home buyers often have a lot of questions. Well, we have answers! We love educating families about the home financing process and helping them make decisions that are right for them. Here are some of the most common FAQs about... (Read More)

If you’re uncertain if you can meet the standards necessary to secure a conventional mortgage loan, a Federal Housing Administration loan might be the right choice for you. It’s a mortgage product backed by the government, which helps borrowers... (Read More)

It seems like just yesterday you were moving into a spacious new home with an infant in tow. Today, your children are adults living on their own, and you're wondering if you should continue to live in a large house with a big yard. | Options for... (Read More)

Identity theft is a fast-growing type of crime. Are you doing enough to protect yourself? Here are some simple yet effective ways to help prevent someone from stealing your personal information. Carry as little information as possible with you... (Read More)

Are you one of the many people dreaming of owning your own home? If so, you aren't alone. It is one of those dreams that transcends culture, age and region, and it's been a mainstay of the American Dream for years. Owning a home has become a symbol... (Read More)

When buying a home, you get to make a lot of decisions. One of the most important: You often have the option of selecting a fixed-rate home loan or one with an adjustable rate. ARMs are attractive to some home buyers today because the introductory... (Read More)

Your down payment is in the bank and you're prequalified for a home loan. You're all ready to start looking at homes. Here are some tips for home buying the smart way: Don't go it alone. Some tech-savvy buyers like to use the Internet and mobile... (Read More)