Does your home have a laundry room? Energy-efficient appliances? A walk-in pantry? A patio or front porch? These are just some of the features home buyers want most, according to surveys conducted by the National Association of Home Builders. Also... (Read More)

When it comes to buying a home, is it better to go big or to set your sights on something smaller? It all depends on your unique circumstances, including family size, lifestyle and budget. Whether you're looking for a more affordable property, a... (Read More)

In 2020, more Americans began to rethink city living. Large cities reported residents moving away to smaller towns and rural areas. This population shift occurred because of various factors, including the COVID-19 pandemic, the increase of remote... (Read More)

Selling a home is a major life event — and packing up your whole life is a huge undertaking. You’ve no doubt read about packing strategies and how to organize a big move. But before you seal that last box, think twice about transporting your... (Read More)

The VA home loan program is an incredible benefit for our nation's veterans and active-duty military personnel. Have questions about this unique financing option? We have answers! Who qualifies for VA mortgages? The program is designed for... (Read More)

When you buy a home, there is a specific amount of money you will need to pay to secure the house. The rest of the cost of the house can be divided into monthly payments using a home loan. The following is how you can figure out how much cash you'll... (Read More)

Whether you're buying a home or refinancing, you have a number of choices when it comes to financing. One of those choices involves your loan term. While the overwhelming majority of home buyers and home owners elect to go with the 30-year mortgage... (Read More)

Do you feel like the mortgage industry has a language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At Element... (Read More)

You found a home your family absolutely loves. But you're not the only one who feels that way and now you're in a multiple-offer situation, competing against other home buyers for the same property. What's the best way to make an offer on a home... (Read More)