Today's mortgage rates remain near historic lows. Whether you're a home buyer, homeowner or home seller, you have an opportunity to save a substantial amount of money by taking advantage of today's low mortgage rates. Here are just some of the ways... (Read More)

The VA home loan program is one of the most flexible and attractive ways to finance a home today. There's no set downpayment requirement*, no private mortgage insurance and rates are lower compared with some other types of loan programs. It's also... (Read More)

Are you getting a tax refund this year? According to the IRS, the average U.S. tax refund is nearly $3,000, with some families getting thousands more. A large refund could be a nice addition to a downpayment savings fund. If you haven't started... (Read More)

Many people today believe that in order to purchase a home, you need a 20 percent downpayment. Studies show it's one of the most enduring home buying myths. In reality, the median downpayment among all home buyers is only about 10 percent. For... (Read More)

At Primary Residential Mortgage, the best part of our job comes when we can say the two most rewarding words we know — Welcome Home. We know there's something incredible about closing day, being handed the keys to your new home and beginning... (Read More)

Filing your tax return early is a great idea, especially if you're getting a refund. You'll get your money faster. But here's another important reason you might want to file as early as possible: refund fraud. Refund fraud is a type of identity... (Read More)

When you're buying a home for the first time, you're likely to encounter a host of mortgage terms and acronyms. Find them a bit confusing? You're not alone! Real estate really has a language of its own. At Primary Residential Mortgage, we're... (Read More)

If you are a member of the military on active or reserve duty or a veteran, there's a special type of financing designed for you. The VA home loan program is an incredible benefit designed to help members of the military —past and present —... (Read More)

The No. 1 challenge for most first-time home buyers? Coming up with enough of a downpayment. That's where the FHA home loan program comes in. It's one of the most popular mortgage programs available today for first-time home buyers with modest down... (Read More)